Discover Your Money Story

For each question, choose the option that feels most true for you right now. Many people experience anxiety around checking accounts and other money actions, so if some of these feel raw, you are not alone.

1. When you think about money, what’s the first feeling that shows up most often?(Required)

Anxiety or dread

Guilt or shame

Excitement or possibility

Caution and vigilance

2. Growing up, the message you most absorbed about money was:(Required)

Money is stressful and causes conflict

Money is the most important way to measure success

Good people shouldn’t care too much about money

You must always be careful and prepared

3. When you receive unexpected money (bonus, gift, windfall), you typically:(Required)

Feel relieved but worry it won’t last

Feel tempted to spend it quickly on something you’ve been wanting

Feel you should invest or save it but feel unsure how

Automatically move most of it to savings or debt repayment

4. When you’re under financial stress, your most common reaction is: When you receive unexpected money (bonus, gift, windfall), you typically:(Required)

Avoid thinking about it, distract yourself, or procrastinate

Try to fix it with big, bold moves (new investments, new ventures)

Talk about it a lot with others to get reassurance

Cut spending hard and check your accounts repeatedly

5. How often do you feel ashamed about past money decisions?(Required)

Very often

Occasionally

Rarely

Almost never

6. In your intimate relationships, conversations about money are usually:(Required)

Avoided until there’s a crisis

Heated, competitive, or status‑focused

Emotional, with one person “rescuing” the other

Structured, with budgets and plans (even if uncomfortable)

7. Which statement feels closest to your belief about rich people?(Required)

They probably did something wrong or greedy to get there

They’re admirable and worth listening to

They’re just lucky; it has nothing to do with me

Some are responsible, some aren’t — it depends on their choices

8. When you think about checking your bank account balance, what emotion shows up first?(Required)

Anxiety or dread

Guilt or shame

Relief or excitement

Neutral curiosity or calm

9. Which best describes your spending pattern over a typical month?(Required)

I don’t really track; I just hope it works out

I go through cycles of “splurge then feel guilty”

I’m careful for a while, then something emotional triggers overspending

I generally stick to a rough plan and adjust as needed

10. Thinking about the future, your belief about money is closest to:(Required)

Something will go wrong; I just hope I can get by

If I can just hit it big once, things will be fine

I need to find the “right” strategy to feel safe

Slow, steady steps are my best chance of security

11. When someone you care about asks you for money, you tend to:(Required)

Say yes, even if it puts you under pressure

Feel irritated or judged and want to prove you’re doing well

Feel anxious about saying no and worry they’ll be upset

Consider it carefully against your own needs and boundaries

12. Which of these sentences feels most true for you?(Required)

Thinking about money makes me want to switch off

If I had more money, people would respect me more

One day I’ll sort my finances out, but not yet

I feel responsible for being prepared for emergencies

13. How do you typically handle debt (credit cards, loans, etc.)?(Required)

Ignore it until minimum payments become a problem

Use it aggressively to pursue opportunities or lifestyle

Cycle between paying down and building it back up

Avoid it where possible, and have a clear payoff plan

14. When markets or the economy look unstable, you are most likely to:(Required)

Avoid news and hope it blows over

Make fast, big changes based on headlines

Talk to others and look for the “secret insight”

Review your plan and maybe adjust gradually

15. If you suddenly lost your main source of income, your first thought would be:(Required)

I’m doomed; I won’t cope

I need to find a big win quickly

I don’t know what to do — I feel frozen

This is serious, but I can take it step by step

16. Which best describes your relationship with financial advice (books, courses, experts)?(Required)

Overwhelming — I tend to avoid or skim without acting

Inspiring — I often jump into new ideas quickly

Comforting — I consume a lot but struggle to implement

Practical — I pick a few things and apply them steadily

17. When you imagine being financially secure, what’s at the centre of that image?(Required)

Not worrying about bills or survival

Being seen as successful or “having made it”

Being able to help others freely

Having buffers, plans, and clear options

18. How often do you discuss money openly with people you trust?(Required)

Almost never — it feels too uncomfortable

Often — I like sharing wins and opportunities

Only when there’s a problem or crisis

Regularly — as part of planning or check‑ins

19. If you had to summarise your money story in one phrase, it would be:(Required)

Money is scary

Money is power

Money is complicated

Money is a tool

20. Right now, the single biggest challenge in your money life is:(Required)

Avoiding or escaping constant worry and fear

Wanting more, faster, and never feeling it is enough

Confusion about what to do or who to trust

Balancing caution with living well in the present